At AJ Finance Services, you're not just dealing with a company — you're working directly with the broker who cares. Led by a licensed and experienced mortgage professionals, AJ Finance Services offers personalised loan solutions with honesty, transparency, and one-on-one support from start to finish.
Whether you're a first home buyer, looking to refinance, or growing your investment portfolio, We take the time to understand your goals and match you with the right lender — without the jargon, pressure, or guesswork.
With us, it's not about pushing products — it's about building trust and helping you make confident, informed decisions.
At AJ Finance Services, we are committed to helping you achieve your dream of owning a home. Whether you're a first-time buyer, seasoned investor, or looking to refinance, our goal is to provide professional guidance and tailored home loan solutions that meet your unique financial needs. With access to a wide panel of lenders and a deep understanding of the Australian mortgage market, we simplify the process — from application to settlement.
We simplify complex terms and processes, guiding you with patience and clarity.
One-on-one consultation to find the perfect mortgage tailored to your needs.
No hidden fees or surprises—just clear, honest advice every step of the way.
Years of experience helping individuals and families secure their dream homes.
In-person, phone, or online—consult at your convenience.
We work with a wide range of lenders to find the best match for your goals.
From Perth to Sydney, Cairns to Hobart - We have got you helping you settle anywhere in Australia!
Our clients return to us and refer others because of our personalized service.
We shop the market so you don't have to.
Buying your first home can feel overwhelming — but it doesn’t have to be. We guide you through the entire process, from understanding your borrowing power to securing government grants and choosing the right loan structure to suit your goals.
Whether you’re looking to reduce your interest rate, unlock equity, or consolidate debt, we’ll compare a wide panel of lenders to help you switch to a loan that better fits your needs — with minimal stress and maximum savings.
Investing in property? We help structure your loan for long-term growth, tax efficiency, and cash flow flexibility — whether it's your first investment or an addition to a growing portfolio.
Building a new home or buying land? We’ll help you secure a construction loan with progress payments and flexible drawdowns, ensuring your loan supports each stage of your building journey.
If you’re self-employed or have non-traditional income, we specialise in helping clients access competitive lending solutions without the headache of full financials — giving you flexibility without compromise.
Struggling with a deposit? A guarantor loan allows a family member to use the equity in their property to help you secure a home loan — potentially saving you thousands on Lenders Mortgage Insurance (LMI).
Looking to invest in property through your Self-Managed Super Fund? We help you achieve financial control with tailored SMSF loan solutions — empowering you to grow your super through smart property investment.
Managing multiple loans or credit cards? We can help you roll your debts into one easy-to-manage loan — often with a lower interest rate — to simplify your finances and reduce monthly repayments.
Need to finance business equipment, vehicles, or machinery? We can help you find tailored asset finance options that preserve your cash flow, optimise tax benefits, and get your business moving forward quickly and efficiently.
As trusted mortgage professionals, we pride ourselves on delivering exceptional service and innovative solutions that empower our clients to achieve their homeownership dreams.
Little did I know that a chance meeting with AJ at a property inspection one day would eventually lead to the successful purchase of our first dream home in Point Cook. Having spoken with several brokers before, I found AJ’s calm demeanor, confidence, and assurance exceptional throughout the entire process. He is solution-driven, and together we came up with a plan that can be accepted by the lender. It wouldnt have been possible if not for AJs knowledge and recommendations for first home buyers like us. AJ and his team(Ruby) handled all the necessary paperwork efficiently and kept us updated at every stage. I would not hesitate to recommend AJ for anyones financial needs!
As a first-time home buyer, I wasn’t sure what to expect from the loan process—it all seemed so complex and overwhelming at first. But working with AJ completely changed that. From our very first conversation, he made everything feel approachable and manageable. His guidance was clear, his communication always on point, and his professionalism truly outstanding. AJ took the time to explain every step, helped us secure the best loan option available, and was always just a call or message away when I had questions. His deep knowledge and ability to simplify the process gave me the confidence I needed to move forward with ease.
All our refinance and mortgage to current place were done through AJ. He was very professional and always there for us with help we needed. He is also very understanding person with lots of knowledge and profession experience. We needed someone to guide us and push us some days to get to where we wanted to go and AJ was just that person for us. Thank you AJ for all your help. We couldn’t have done it without you.
AJ and the team have been absolutely amazing to work with! From start to finish, they were professional, knowledgeable, and completely solution-driven. Every step of the process was handled with care and expertise, making what could have been a stressful experience incredibly smooth and stress-free. I felt confident knowing I was in good hands. Highly recommend AJ and the team for anyone looking for top-tier financial guidance and service!
We had a fantastic experience working with AJ. From the very beginning, he was knowledgeable, responsive, and incredibly helpful in guiding us through the lending process for our home purchase. He took the time to explain all our options clearly and found us a great lending solution that suited our needs. The entire process felt smooth and well-managed thanks to his expertise and dedication. We truly appreciated his support and would highly recommend him to anyone looking for a reliable and professional mortgage broker.